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FISV

$54.32
$-1.17 (-2.11%)-2.11%
Open
Loading chart...
IndexN/A
Market Cap28.97B
Enterprise Value65.20B
Income$0.85B
Sales$5.13B
Employees38,000
P/E8.40
P/S1.74
P/B1.43
P/C8.58
EV/EBITDA7.28
EV/Sales18.81
EPS (ttm)6.47
Earnings2025-10-29
Gross Margin58.86%
Oper. Margin27.28%
Profit Margin15.05%
Volume2.84M
Shs Outstand0.54B
Change-2.11%
Dividend Est.N/A
Dividend Ex-DateN/A
Perf YTD1.07%
Perf Year-68.22%
Perf 3Y-36.27%
Perf 5Y-38.43%
Perf 10Y48.90%
IPO1986-09-25
Income Statement by fiscal year, newest to oldest
MetricFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Revenue$20.46B$19.09B$17.74B$16.23B$14.85B$10.19B$5.82B$5.70B
Cost of Revenue$8.01B$7.67B$7.99B$8.13B$7.81B$5.31B$3.07B$3.02B
Gross Profit$12.44B$11.42B$9.74B$8.10B$7.04B$4.88B$2.75B$2.67B
Gross Margin60.83%59.83%54.94%49.91%47.40%47.88%47.30%46.91%
Operating Expenses$6.56B$6.41B$6.00B$5.81B$5.19B$3.27B$1.00B$1.14B
Operating Income$5.88B$5.01B$3.74B$2.29B$1.85B$1.61B$1.75B$1.53B
Operating Margin28.74%26.26%21.09%14.10%12.47%15.79%30.10%26.90%
Net Income$3.13B$3.07B$2.53B$1.33B$958.00M$893.00M$1.19B$1.25B
Net Margin15.31%16.07%14.26%8.22%6.45%8.77%20.38%21.88%
EPS (Basic)$5.41$5.02$3.94$2.01$1.43$1.74$2.93$3.00
EBITDA$8.84B$8.02B$6.83B$5.56B$5.10B$3.24B$2.29B$1.96B
Stock Option Compensation Expense$367.00M$342.00M$323.00M$239.00M$369.00M$229.00M$73.00M$63.00M
Price To Earnings Ratio37.9726.4925.6651.5579.8866.3425.1121.72
Price To Sales RatioN/AN/AN/AN/AN/AN/AN/AN/A
Shares OutstandingN/AN/AN/AN/AN/AN/AN/AN/A
Market Capitalization$118.88B$81.26B$64.92B$68.77B$76.53B$59.24B$29.80B$27.06B
Balance Sheet by fiscal year, newest to oldest
MetricFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Cash & Short Term InvestmentsN/AN/AN/AN/AN/AN/AN/AN/A
Short Term ReceivablesN/AN/AN/AN/AN/AN/AN/AN/A
InventoriesN/AN/AN/AN/AN/AN/AN/AN/A
Other Current AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Total Current AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Net Property, Plant & EquipmentN/AN/AN/AN/AN/AN/AN/AN/A
Total Investments and AdvancesN/AN/AN/AN/AN/AN/AN/AN/A
Long-Term Note ReceivableN/AN/AN/AN/AN/AN/AN/AN/A
Intangible AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Deferred Tax AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Other AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Total Assets$77.18B$90.89B$83.87B$76.25B$74.62B$77.54B$11.26B$10.29B
Short Term Debt Incl. Current Port. of LT DebtN/AN/AN/AN/AN/AN/AN/AN/A
Accounts PayableN/AN/AN/AN/AN/AN/AN/AN/A
Income Tax PayableN/AN/AN/AN/AN/AN/AN/AN/A
Other Current LiabilitiesN/AN/AN/AN/AN/AN/AN/AN/A
Total Current LiabilitiesN/AN/AN/AN/AN/AN/AN/AN/A
Long Term DebtN/AN/AN/AN/AN/AN/AN/AN/A
Provision for Risks ChargesN/AN/AN/AN/AN/AN/AN/AN/A
Deferred Tax LiabilitiesN/AN/AN/AN/AN/AN/AN/AN/A
Other LiabilitiesN/AN/AN/AN/AN/AN/AN/AN/A
Total Liabilities$49.49B$60.22B$52.18B$44.30B$41.29B$42.68B$8.97B$7.56B
Non-Equity ReservesN/AN/AN/AN/AN/AN/AN/AN/A
Preferred Stock - Carrying ValueN/AN/AN/AN/AN/AN/AN/AN/A
Common EquityN/AN/AN/AN/AN/AN/AN/AN/A
Total Shareholders Equity$27.07B$29.86B$30.83B$30.95B$32.33B$32.98B$2.29B$2.73B
Accumulated Minority InterestN/AN/AN/AN/AN/AN/AN/AN/A
Total Equity$27.07B$29.86B$30.83B$30.95B$32.33B$32.98B$2.29B$2.73B
Total Liabilities & Stockholders Equity$77.18B$90.89B$83.87B$76.25B$74.62B$77.54B$11.26B$10.29B
Book Value Per Share$47.84$50.14$49.34$48.22$49.59$68.04$5.65$6.58
Tangible Book Value Per Share$-32.55$-29.01$-27.30$-27.91$-27.30$-36.74$-13.69$-11.42
Full-Time EmployeesN/AN/AN/AN/AN/AN/AN/AN/A
Price to Book RatioN/AN/AN/AN/AN/AN/AN/AN/A
Return on Assets4.06%3.38%3.02%1.75%1.28%1.15%10.54%12.11%
Return on Equity11.57%10.28%8.21%4.31%2.96%2.71%51.77%45.62%
Return on Invested Capital8.70%6.94%5.31%3.11%2.60%2.13%14.36%16.25%
Quick Ratio1.061.041.041.031.041.081.070.98
Current Ratio1.061.041.041.031.041.081.111.02
Cash Flow by fiscal year, newest to oldest
MetricFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017
Net Income$3.13B$3.07B$2.53B$1.33B$958.00M$893.00M$1.19B$1.25B
Depreciation$3.10B$3.12B$3.17B$3.20B$3.21B$1.65B$545.00M$429.00M
Other Funds (Non Cash)N/AN/AN/AN/AN/AN/AN/AN/A
Funds from OperationsN/AN/AN/AN/AN/AN/AN/AN/A
Extraordinary ItemN/AN/AN/AN/AN/AN/AN/AN/A
Changes in Working CapitalN/AN/AN/AN/AN/AN/AN/AN/A
Income Taxes PayableN/AN/AN/AN/AN/AN/AN/AN/A
Cash from Operating Activities$6.63B$5.16B$4.62B$4.03B$4.15B$2.79B$1.55B$1.48B
Capital Expenditures$1.57B$1.39B$1.48B$1.16B$900.00M$721.00M$360.00M$287.00M
Net Assets From AcquisitionsN/AN/AN/AN/AN/AN/AN/AN/A
Sale of Fixed Assets and BusinessesN/AN/AN/AN/AN/AN/AN/AN/A
Purchase or Sale of InvestmentsN/AN/AN/AN/AN/AN/AN/AN/A
Purchase of InvestmentsN/AN/AN/AN/AN/AN/AN/AN/A
Sale Or Maturity of InvestmentsN/AN/AN/AN/AN/AN/AN/AN/A
Other UsesN/AN/AN/AN/AN/AN/AN/AN/A
Other SourcesN/AN/AN/AN/AN/AN/AN/AN/A
Cash from Investing ActivitiesN/AN/AN/AN/AN/AN/AN/AN/A
Cash Dividends Paid$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
Change in Capital StockN/AN/AN/AN/AN/AN/AN/AN/A
Repurchase of Common Pref Stock$5.84B$4.83B$2.68B$2.79B$1.83B$561.00M$1.95B$1.22B
Sale of Common Pref StockN/AN/AN/AN/AN/AN/AN/AN/A
Proceeds from Stock OptionsN/AN/AN/AN/AN/AN/AN/AN/A
Issuance or Reduction of Debt, NetN/AN/AN/AN/AN/AN/AN/AN/A
Change in Long Term DebtN/AN/AN/AN/AN/AN/AN/AN/A
Issuance of Long Term DebtN/AN/AN/AN/AN/AN/AN/AN/A
Reduction of Long Term DebtN/AN/AN/AN/AN/AN/AN/AN/A
Net Financing Active Other Cash FlowN/AN/AN/AN/AN/AN/AN/AN/A
Other Financing Activities UsesN/AN/AN/AN/AN/AN/AN/AN/A
Cash from Financing ActivitiesN/AN/AN/AN/AN/AN/AN/AN/A
Exchange Rate EffectN/AN/AN/AN/AN/AN/AN/AN/A
Net Change in CashN/AN/AN/AN/AN/AN/AN/AN/A
Free Cash Flow$5.06B$3.77B$3.14B$2.87B$3.25B$2.07B$1.19B$1.20B
Preferred Dividends (Cash Flow)N/AN/AN/AN/AN/AN/AN/AN/A
Price to Free Cash FlowN/AN/AN/AN/AN/AN/AN/AN/A

Company coverage

Latest news

20 stories
Jul 15 · 3:18PMWhy Fiserv Stock Just PoppedThe Motley Fool ↗Jun 16 · 4:59PMS&P 500 Rally Faces Its First Real Test From the FedInvesting.com ↗Jun 16 · 1:03PMActivist Investor Pressure? Fiserv Refinances 'US Dollar Debt' Amid CEO ExitBenzinga ↗Jun 15 · 7:29PMWhy Fiserv Plunged TodayThe Motley Fool ↗Jun 15 · 4:34PMStock Market Today: Nasdaq 100 Rallies, Oil Sinks 5% As U.S.-Iran Deal Reopens HormuzBenzinga ↗Jun 15 · 3:22PMFiserv CEO Abruptly Exits For Truist, Stock TanksBenzinga ↗Jun 2 · 7:00PMFiserv Named 2026 Financial Services Product Partner of the Year by SnowflakeGlobeNewswire Inc. ↗May 25 · 9:36AMPayment Gateway Market Opportunity Report 2026: Drivers, Trends, and Forecasts 2025-2035 - Growing Blockchain and Cryptocurrency Integration and Emerging Markets with Underbanked PopulationsGlobeNewswire Inc. ↗
Show 12 more stories↓
May 14 · 5:50PMWhy Is Fiserv Stock Gaining Thursday?Benzinga ↗May 13 · 8:00PMFiserv and Bridgeport Partners Enter into Agreement to Form Joint Venture to Accelerate Growth Across ATM and Cash Services BusinessesGlobeNewswire Inc. ↗May 5 · 6:32PMWhy Fiserv Stock Is Sinking TodayThe Motley Fool ↗Apr 30 · 5:00PMYakima Federal Helps Small Businesses Manage Cash Flow More EfficientlyGlobeNewswire Inc. ↗Apr 29 · 2:14PMShift4’s Explosive Growth Comes With High-Stakes RiskInvesting.com ↗Apr 29 · 1:34AMFISV ALERT: Shareholder Rights Law Firm Julie & Holleman LLP Is Investigating Fiserv’s Directors and Officers for Potential WrongdoingGlobeNewswire Inc. ↗Apr 22 · 2:30PMThe Quiet Infrastructure Play on Small-Bank SurvivalInvesting.com ↗Apr 20 · 7:00PMFiserv to Present at Upcoming Investor ConferencesGlobeNewswire Inc. ↗Apr 14 · 9:17PM3 Different Fintech Giants: Turnaround, Stability, or Risky Bet?Investing.com ↗Mar 26 · 12:05PMBillionaire Seth Klarman Recently Sold 41% of the Baupost Group's Stake in Alphabet and Piled Into an Embattled Fintech Stock Down 75% Over the Past YearThe Motley Fool ↗Mar 6 · 10:55AM$97.5 Bn Revenue Management Markets, 2035: Industry Trends and Global ForecastsGlobeNewswire Inc. ↗Mar 5 · 9:30PMThe Sleeper Financial Stock That Could Surge Before Wall Street NoticesThe Motley Fool ↗

Insider Trading

View All
Insider
Type
Shares
Price
Value
Date
FRITZ LANCE M
Buy
10.0K
$51.95
$520K
Aug 7, 26
Rosman Adam L.
Award
36.8K
—
—
Aug 3, 26
COHEN STEPHANIE
Award
663
—
—
Jun 30, 26
DE CASTRO HENRIQUE
Award
663
—
—
Jun 30, 26
DiSimone Harry
Award
663
—
—
Jun 30, 26

Company

CEO: Takis GeorgakopoulosEmployees: 38000www.fiserv.com
About the company↓

Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.

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The Intraday Markets

© 2026 The Intraday. All rights reserved.

Market data may be delayedFor informational purposes onlyFMP · Massive · SEC

Why it moved over time

Catalyst history

4 entries
Aug 13, 2026
Earnings+0.25%

Fiserv, Inc. (FISV) reported Q2 results that missed forecasts and updated its 2026 organic revenue and adjusted EPS outlook, prompting a guidance reset that raises uncertainty about near-term earnings recovery.

Key fact: Q2 adjusted revenue fell 4% year-over-year and adjusted EPS fell 26% in the quarter; the company updated its 2026 organic revenue and adjusted EPS outlook.

globenewswire.com: Fiserv Reports Second Quarter 2026 Results↗
Aug 7, 2026
Earnings+0.00%

Fiserv, Inc. cut its 2026 revenue and earnings guidance after Q2 results, citing delayed client projects, Argentina weakness and softer hardware sales, signaling weaker growth and margin pressure for 2026.

Key fact: Now expects full-year 2026 organic revenue between a 1% decline and flat (previously +1% to +3%).

proactiveinvestors.com: Fiserv cuts 2026 outlook as Q2 earnings, revenue miss estimates↗
Aug 6, 2026
Earnings-2.99%

Imminent Q2 earnings due Aug. 6, with analysts forecasting year-over-year revenue and profit declines, likely increasing investor uncertainty ahead of the report.

Key fact: Q2 earnings scheduled for Aug. 6; Wall Street expects year-over-year revenue and profit declines (Zacks previews).

gurufocus.com: Fiserv Inc (FISV) Shares Fall 3.0% -- What GF Score of 71 Tells Investors↗
Show 1 earlier catalysts↓
Aug 5, 2026
Management+0.76%

Activist investor JANA urged Fiserv to conduct a comprehensive portfolio review and refresh the board, raising the prospect of asset sales or governance changes that could materially affect strategy and shareholder value.

Key fact: JANA sent a letter calling for a full strategic review of Fiserv's entire portfolio and board changes.

zacks.com: Fiserv is Set to Report Q2 Earnings: Here's What Investors Should Know↗